Bank of Richmondville
| Weiss Ratings |
Bank of Richmondville
Cobleskill, NY |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.30 | |||
| Company Info |
Bank of Richmondville
Cobleskill, NY |
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| FDIC Number | 12956 | |||
| Phone Number | (518) 234-4397 | |||
| Website | www.bankrich.com | |||
| Asset Quality |
Bank of Richmondville
Cobleskill, NY |
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| 1-Year Asset Growth | -0.04% | |||
| 5-Year Asset Growth | 1.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Bank of Richmondville
Cobleskill, NY |
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| Total Assets | 180.56M | |||
| Total Deposits | 161.08M | |||
| Capital and Reserves |
Bank of Richmondville
Cobleskill, NY |
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| Capital | 18.73M | |||
| Leverage Ratio | 11.71 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Risk-Based Capital Ratio | 28.48 | |||
| Liquidity |
Bank of Richmondville
Cobleskill, NY |
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| Hot Money Ratio | 15.12% | |||
| Liquidity Ratio | 22.73% | |||
| Profitability |
Bank of Richmondville
Cobleskill, NY |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.33M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 78.29% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 7.71% | |||