| Weiss Ratings |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.60 | |||
| Company Info |
The Richwood Banking Company, Inc.
Richwood, OH |
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| FDIC Number | 12978 | |||
| Phone Number | (740) 943-2317 | |||
| Website | www.richwoodbank.com | |||
| Asset Quality |
The Richwood Banking Company, Inc.
Richwood, OH |
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| 1-Year Asset Growth | 1.44% | |||
| 5-Year Asset Growth | 7.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.83% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Total Assets | 1.24B | |||
| Total Deposits | 1.04B | |||
| Capital and Reserves |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Capital | 118.64M | |||
| Leverage Ratio | 10.39 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 14.57 | |||
| Liquidity |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Hot Money Ratio | 10.81% | |||
| Liquidity Ratio | 3.01% | |||
| Profitability |
The Richwood Banking Company, Inc.
Richwood, OH |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 13.52M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.29% | |||
| Overhead Efficiency Ratio | 56.32% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 13.37% | |||