| Weiss Ratings |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 7.20 | |||
| Company Info |
The Richwood Banking Company, Inc.
Richwood, OH |
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| FDIC Number | 12978 | |||
| Phone Number | (740) 943-2317 | |||
| Website | www.richwoodbank.com | |||
| Asset Quality |
The Richwood Banking Company, Inc.
Richwood, OH |
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| 1-Year Asset Growth | -1.39% | |||
| 5-Year Asset Growth | 13.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.98% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Total Assets | 1.24B | |||
| Total Deposits | 1.07B | |||
| Capital and Reserves |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Capital | 113.22M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | 14.17 | |||
| Liquidity |
The Richwood Banking Company, Inc.
Richwood, OH |
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| Hot Money Ratio | 11.15% | |||
| Liquidity Ratio | 12.88% | |||
| Profitability |
The Richwood Banking Company, Inc.
Richwood, OH |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 10.98M | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 51.22% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 15.23% | |||