| Weiss Ratings |
Civista Bank
Sandusky, OH |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 9.60 | |||
| Company Info |
Civista Bank
Sandusky, OH |
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| FDIC Number | 12982 | |||
| Phone Number | (419) 625-4121 | |||
| Website | www.civista.bank/ | |||
| Asset Quality |
Civista Bank
Sandusky, OH |
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| 1-Year Asset Growth | 6.94% | |||
| 5-Year Asset Growth | 15.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 7.30% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Civista Bank
Sandusky, OH |
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| Total Assets | 4.14B | |||
| Total Deposits | 3.25B | |||
| Capital and Reserves |
Civista Bank
Sandusky, OH |
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| Capital | 467.62M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 13.36 | |||
| Liquidity |
Civista Bank
Sandusky, OH |
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| Hot Money Ratio | 9.49% | |||
| Liquidity Ratio | 14.27% | |||
| Profitability |
Civista Bank
Sandusky, OH |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 11.65M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 63.60% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 10.05% | |||