| Weiss Ratings |
Civista Bank
Sandusky, OH |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Civista Bank
Sandusky, OH |
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| FDIC Number | 12982 | |||
| Phone Number | (844) 842-0268 | |||
| Website | www.civista.bank/ | |||
| Asset Quality |
Civista Bank
Sandusky, OH |
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| 1-Year Asset Growth | 5.80% | |||
| 5-Year Asset Growth | 11.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 5.63% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
Civista Bank
Sandusky, OH |
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| Total Assets | 4.33B | |||
| Total Deposits | 3.49B | |||
| Capital and Reserves |
Civista Bank
Sandusky, OH |
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| Capital | 617.07M | |||
| Leverage Ratio | 12.29 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 17.00 | |||
| Liquidity |
Civista Bank
Sandusky, OH |
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| Hot Money Ratio | 13.23% | |||
| Liquidity Ratio | 13.99% | |||
| Profitability |
Civista Bank
Sandusky, OH |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 50.77M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 63.51% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 9.92% | |||