| Weiss Ratings |
Civista Bank
Sandusky, OH |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 10.00 | |||
| Company Info |
Civista Bank
Sandusky, OH |
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| FDIC Number | 12982 | |||
| Phone Number | (419) 625-4121 | |||
| Website | www.civista.bank/ | |||
| Asset Quality |
Civista Bank
Sandusky, OH |
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| 1-Year Asset Growth | 6.42% | |||
| 5-Year Asset Growth | 15.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 7.63% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Civista Bank
Sandusky, OH |
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| Total Assets | 4.09B | |||
| Total Deposits | 3.22B | |||
| Capital and Reserves |
Civista Bank
Sandusky, OH |
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| Capital | 460.07M | |||
| Leverage Ratio | 9.62 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 12.85 | |||
| Liquidity |
Civista Bank
Sandusky, OH |
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| Hot Money Ratio | 8.58% | |||
| Liquidity Ratio | 13.92% | |||
| Profitability |
Civista Bank
Sandusky, OH |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 35.54M | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 70.33% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.78% | |||