C
Elderton State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Elderton State Bank
Elderton, PA
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 6.50
Stability Index 3.70
Company Info Elderton State Bank
Elderton, PA
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FDIC Number 12985
Phone Number (724) 354-2111
Website www.eldertonbank.com
Asset Quality Elderton State Bank
Elderton, PA
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1-Year Asset Growth 10.52%
5-Year Asset Growth 6.09%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 8.19%
Non-Performing Loans to Loans 1.59%
Balance Sheet Elderton State Bank
Elderton, PA
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Total Assets 417.83M
Total Deposits 333.87M
Capital and Reserves Elderton State Bank
Elderton, PA
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Capital 49.49M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity Elderton State Bank
Elderton, PA
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Hot Money Ratio 29.24%
Liquidity Ratio 8.71%
Profitability Elderton State Bank
Elderton, PA
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5-Year Return on Average Assets 1.32%
Net Income 2.74M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 52.17%
Return on Assets 1.35%
Return on Equity 11.27%