Major Rating Factors:
A current level of 4.7 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 16.0 and a capital leverage ratio of 10.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (24%), cash (20%), comm loans (15%), comm re (11%), securities (10%), consumer loans (3%), home eq lns (3%), other (13%)
States with Branches:
AR, TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Evolve Bancorp, Inc
Investment Rating
--
Address
Triad Centre I
Memphis, TN 38119
Memphis, TN 38119
Phone Number
(901) 624-2555
Year Founded
1925
FDIC Number
Website
Largest Affiliates
No affiliate information available.