B
The Pecos County State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Pecos County State Bank
Fort Stockton, TX
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 6.20
Stability Index 6.10
Company Info The Pecos County State Bank
Fort Stockton, TX
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FDIC Number 13006
Phone Number (432) 336-3331
Website www.pcsbank.net
Asset Quality The Pecos County State Bank
Fort Stockton, TX
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1-Year Asset Growth 1.56%
5-Year Asset Growth -1.85%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.07%
Non-Performing Loans to Loans 0.98%
Balance Sheet The Pecos County State Bank
Fort Stockton, TX
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Total Assets 309.41M
Total Deposits 280.66M
Capital and Reserves The Pecos County State Bank
Fort Stockton, TX
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Capital 27.88M
Leverage Ratio 11.57
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio --
Liquidity The Pecos County State Bank
Fort Stockton, TX
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Hot Money Ratio 15.52%
Liquidity Ratio 19.04%
Profitability The Pecos County State Bank
Fort Stockton, TX
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5-Year Return on Average Assets 1.55%
Net Income 2.50M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 61.86%
Return on Assets 1.58%
Return on Equity 17.35%