B
The Pecos County State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Pecos County State Bank
Fort Stockton, TX
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Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 7.20
Stability Index 5.50
Company Info The Pecos County State Bank
Fort Stockton, TX
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FDIC Number 13006
Phone Number (432) 336-3331
Website www.pcsbank.net
Asset Quality The Pecos County State Bank
Fort Stockton, TX
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1-Year Asset Growth -8.29%
5-Year Asset Growth 4.27%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.73%
Non-Performing Loans to Loans 1.07%
Balance Sheet The Pecos County State Bank
Fort Stockton, TX
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Total Assets 294.84M
Total Deposits 267.11M
Capital and Reserves The Pecos County State Bank
Fort Stockton, TX
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Capital 26.58M
Leverage Ratio 11.89
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity The Pecos County State Bank
Fort Stockton, TX
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Hot Money Ratio 14.62%
Liquidity Ratio 14.21%
Profitability The Pecos County State Bank
Fort Stockton, TX
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5-Year Return on Average Assets 1.48%
Net Income 4.04M
Net Interest Spread 3.82%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 59.54%
Return on Assets 1.71%
Return on Equity 21.69%