| Weiss Ratings |
First Community Bank
Bluefield, VA |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 10.00 | |||
| Company Info |
First Community Bank
Bluefield, VA |
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| FDIC Number | 13012 | |||
| Phone Number | (304) 323-6300 | |||
| Website | www.firstcommunitybank.com | |||
| Asset Quality |
First Community Bank
Bluefield, VA |
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| 1-Year Asset Growth | -1.27% | |||
| 5-Year Asset Growth | 2.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 6.65% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
First Community Bank
Bluefield, VA |
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| Total Assets | 3.20B | |||
| Total Deposits | 2.70B | |||
| Capital and Reserves |
First Community Bank
Bluefield, VA |
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| Capital | 460.79M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | 15.15 | |||
| Liquidity |
First Community Bank
Bluefield, VA |
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| Hot Money Ratio | 3.07% | |||
| Liquidity Ratio | 16.73% | |||
| Profitability |
First Community Bank
Bluefield, VA |
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| 5-Year Return on Average Assets | 1.53% | |||
| Net Income | 51.08M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 58.71% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 11.08% | |||