C
Miners and Merchants Bank
ThomasWV
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Miners and Merchants Bank
Thomas, WV
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.50
Liquidity Index 1.50
Profitability Index 0.90
Stability Index 6.40
Company Info Miners and Merchants Bank
Thomas, WV
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FDIC Number 13018
Phone Number (304) 463-4155
Website www.minersandmerchantsbank.com
Asset Quality Miners and Merchants Bank
Thomas, WV
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1-Year Asset Growth 0.35%
5-Year Asset Growth 4.49%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.47%
Non-Performing Loans to Loans 0.93%
Balance Sheet Miners and Merchants Bank
Thomas, WV
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Total Assets 66.93M
Total Deposits 57.74M
Capital and Reserves Miners and Merchants Bank
Thomas, WV
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Capital 9.05M
Leverage Ratio 13.47
Loan Loss Reserves to Loans 0.61%
Risk-Based Capital Ratio --
Liquidity Miners and Merchants Bank
Thomas, WV
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Hot Money Ratio 8.05%
Liquidity Ratio 30.80%
Profitability Miners and Merchants Bank
Thomas, WV
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5-Year Return on Average Assets 0.07%
Net Income -59.00K
Net Interest Spread 2.47%
Operating Profit to Average Assets -0.12%
Overhead Efficiency Ratio 104.49%
Return on Assets -0.12%
Return on Equity -0.86%