C
First Exchange Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Exchange Bank
White Hall, WV
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Rating C
Asset Quality Index 2.70
Capitalization Index 7.00
Liquidity Index 1.50
Profitability Index 4.00
Stability Index 4.30
Company Info First Exchange Bank
White Hall, WV
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FDIC Number 13020
Phone Number (304) 534-7200
Website www.firstexchangebank.com
Asset Quality First Exchange Bank
White Hall, WV
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1-Year Asset Growth 3.78%
5-Year Asset Growth 3.96%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 2.20%
Non-Performing Loans to Capital 18.82%
Non-Performing Loans to Loans 2.92%
Balance Sheet First Exchange Bank
White Hall, WV
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Total Assets 391.05M
Total Deposits 356.52M
Capital and Reserves First Exchange Bank
White Hall, WV
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Capital 31.06M
Leverage Ratio 8.96
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio 14.02
Liquidity First Exchange Bank
White Hall, WV
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Hot Money Ratio 20.19%
Liquidity Ratio 17.37%
Profitability First Exchange Bank
White Hall, WV
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5-Year Return on Average Assets 0.83%
Net Income 1.80M
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 70.13%
Return on Assets 0.92%
Return on Equity 11.75%