Oakwood Bank
Major Rating Factors:
A current level of 8.7 percent of nonperforming loans to core capital combined with 3.2 percent from a year earlier contributes to the Fair asset quality (4.7). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.5) profitability.
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 10.8 and a capital leverage ratio of 8.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (14%), comm re (14%), comm loans (13%), cash (7%), securities (1%), consumer loans (0%), other (51%)
States with Branches:
MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
PF Investors, Inc.
Investment Rating
--
Address
40214 South Ekern Avenue
Pigeon Falls, WI 54760
Pigeon Falls, WI 54760
Phone Number
(715) 983-2295
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.