| Weiss Ratings |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 13032 | |||
| Phone Number | (608) 637-3133 | |||
| Website | www.citizensfirstbank.net | |||
| Asset Quality |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.36% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.18% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 344.47M | |||
| Total Deposits | 283.12M | |||
| Capital and Reserves |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 32.96M | |||
| Leverage Ratio | 10.26 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.21% | |||
| Liquidity Ratio | 20.55% | |||
| Profitability |
Citizens First Bank
Viroqua, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 3.32M | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 58.61% | |||
| Return on Assets | 1.92% | |||
| Return on Equity | 20.16% | |||