| Weiss Ratings |
Citizens First Bank
Viroqua, WI |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Citizens First Bank
Viroqua, WI |
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| FDIC Number | 13032 | |||
| Phone Number | (608) 637-3133 | |||
| Website | www.citizensfirstbank.net | |||
| Asset Quality |
Citizens First Bank
Viroqua, WI |
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| 1-Year Asset Growth | -1.22% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 3.06% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
Citizens First Bank
Viroqua, WI |
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| Total Assets | 332.89M | |||
| Total Deposits | 272.77M | |||
| Capital and Reserves |
Citizens First Bank
Viroqua, WI |
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| Capital | 32.70M | |||
| Leverage Ratio | 10.44 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens First Bank
Viroqua, WI |
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| Hot Money Ratio | 26.45% | |||
| Liquidity Ratio | 21.55% | |||
| Profitability |
Citizens First Bank
Viroqua, WI |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 3.36M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 66.17% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 14.73% | |||