| Weiss Ratings |
Citizens First Bank
Viroqua, WI |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.70 | |||
| Company Info |
Citizens First Bank
Viroqua, WI |
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| FDIC Number | 13032 | |||
| Phone Number | (608) 637-3133 | |||
| Website | www.citizensfirstbank.net | |||
| Asset Quality |
Citizens First Bank
Viroqua, WI |
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| 1-Year Asset Growth | 5.64% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 4.89% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Citizens First Bank
Viroqua, WI |
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| Total Assets | 344.56M | |||
| Total Deposits | 281.65M | |||
| Capital and Reserves |
Citizens First Bank
Viroqua, WI |
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| Capital | 33.60M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens First Bank
Viroqua, WI |
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| Hot Money Ratio | 22.35% | |||
| Liquidity Ratio | 22.64% | |||
| Profitability |
Citizens First Bank
Viroqua, WI |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 4.43M | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 66.33% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 14.26% | |||