B
Citizens Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank
Mukwonago, WI
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Rating B
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 6.50
Stability Index 10.00
Company Info Citizens Bank
Mukwonago, WI
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FDIC Number 13055
Phone Number (262) 363-6500
Website www.citizensbankwi.bank
Asset Quality Citizens Bank
Mukwonago, WI
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1-Year Asset Growth 7.34%
5-Year Asset Growth 7.18%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.76%
Non-Performing Loans to Loans 0.41%
Balance Sheet Citizens Bank
Mukwonago, WI
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Total Assets 1.15B
Total Deposits 968.52M
Capital and Reserves Citizens Bank
Mukwonago, WI
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Capital 146.92M
Leverage Ratio 14.05
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Citizens Bank
Mukwonago, WI
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Hot Money Ratio 14.81%
Liquidity Ratio 26.26%
Profitability Citizens Bank
Mukwonago, WI
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5-Year Return on Average Assets 1.23%
Net Income 10.81M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 55.84%
Return on Assets 1.31%
Return on Equity 10.36%