Hiawatha National Bank
Major Rating Factors:
A current level of 10.7 percent of nonperforming loans to core capital combined with 4.5 percent from a year earlier contributes to the Fair asset quality (3.8). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Weak (2.0) profitability.
Other Rating Factors:
Excellent current capitalization (7.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.4 and a capital leverage ratio of 9.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), securities (22%), comm loans (14%), home mtgs (8%), cash (4%), home eq lns (2%), consumer loans (0%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lake Shore III Corporation
Investment Rating
--
Address
N1555 770th Street
Hager City, WI 54014
Hager City, WI 54014
Phone Number
(715) 792-2101
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.