Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.6. A current level of 0.8 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (7.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.2) profitability.
Asset Mix:
Comm re (39%), home mtgs (19%), securities (10%), comm loans (5%), cash (3%), home eq lns (3%), other (20%)
States with Branches:
ME, NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kennebunk Savings Bancorp, MHC
Investment Rating
--
Address
104 Main Street
Kennebunk, ME 04043
Kennebunk, ME 04043
Phone Number
(800) 339-6573
Year Founded
1871
FDIC Number
Website
Largest Affiliates
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