| Weiss Ratings |
Lake City Bank
Warsaw, IN |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
Lake City Bank
Warsaw, IN |
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| FDIC Number | 13102 | |||
| Phone Number | (574) 267-6144 | |||
| Website | www.lakecitybank.com | |||
| Asset Quality |
Lake City Bank
Warsaw, IN |
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| 1-Year Asset Growth | 4.02% | |||
| 5-Year Asset Growth | 3.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.21% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Lake City Bank
Warsaw, IN |
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| Total Assets | 7.24B | |||
| Total Deposits | 6.34B | |||
| Capital and Reserves |
Lake City Bank
Warsaw, IN |
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| Capital | 751.33M | |||
| Leverage Ratio | 11.89 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 15.27 | |||
| Liquidity |
Lake City Bank
Warsaw, IN |
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| Hot Money Ratio | 8.31% | |||
| Liquidity Ratio | 12.87% | |||
| Profitability |
Lake City Bank
Warsaw, IN |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 58.95M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 2.00% | |||
| Overhead Efficiency Ratio | 45.83% | |||
| Return on Assets | 1.62% | |||
| Return on Equity | 15.53% | |||