| Weiss Ratings |
Lake City Bank
Warsaw, IN |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Lake City Bank
Warsaw, IN |
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| FDIC Number | 13102 | |||
| Phone Number | (574) 267-6144 | |||
| Website | www.lakecitybank.com | |||
| Asset Quality |
Lake City Bank
Warsaw, IN |
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| 1-Year Asset Growth | 3.77% | |||
| 5-Year Asset Growth | 7.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.20% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Lake City Bank
Warsaw, IN |
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| Total Assets | 6.89B | |||
| Total Deposits | 6.03B | |||
| Capital and Reserves |
Lake City Bank
Warsaw, IN |
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| Capital | 741.32M | |||
| Leverage Ratio | 12.48 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 16.12 | |||
| Liquidity |
Lake City Bank
Warsaw, IN |
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| Hot Money Ratio | 9.63% | |||
| Liquidity Ratio | 13.22% | |||
| Profitability |
Lake City Bank
Warsaw, IN |
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| 5-Year Return on Average Assets | 1.55% | |||
| Net Income | 78.84M | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 45.78% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 15.00% | |||