Citizens State Bank of New Castle

New Castle, IN

Rating Date

June 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.20
Capitalization Index	5.30
Liquidity Index	1.80
Profitability Index	4.30
Stability Index	6.70

Company Info	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
FDIC Number	13107
Phone Number	(765) 529-5450
Website	www.mycsbin.com

Asset Quality	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.15%
5-Year Asset Growth	8.28%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	0.72%
Non-Performing Loans to Loans	0.21%

Balance Sheet	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	845.13M
Total Deposits	750.66M

Capital and Reserves	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Capital	83.78M
Leverage Ratio	10.44
Loan Loss Reserves to Loans	1.32%
Risk-Based Capital Ratio	17.38

Liquidity	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.44%
Liquidity Ratio	30.59%

Profitability	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.91%
Net Income	1.96M
Net Interest Spread	3.45%
Operating Profit to Average Assets	1.22%
Overhead Efficiency Ratio	68.72%
Return on Assets	0.94%
Return on Equity	9.47%