C
Citizens State Bank of New Castle
Rating Date
March 2026
Risk Based
Capital Ratio
16.48
Leverage
Ratio
10.52
Return On
Assets
0.94%
Total
Assets
890.54M
Capital
89.65M
Total
Deposits
775.44M
Net
Income
7.93M
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Weiss Ratings Citizens State Bank of New Castle
New Castle, IN 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.20
Liquidity Index 1.50
Profitability Index 4.60
Stability Index 6.80
Company Info Citizens State Bank of New Castle
New Castle, IN 		Click to
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FDIC Number 13107
Phone Number (765) 529-5450
Website www.mycsbin.com
Asset Quality Citizens State Bank of New Castle
New Castle, IN 		Click to
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1-Year Asset Growth 8.97%
5-Year Asset Growth 5.74%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.22%
Balance Sheet Citizens State Bank of New Castle
New Castle, IN 		Click to
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Total Assets 890.54M
Total Deposits 775.44M
Capital and Reserves Citizens State Bank of New Castle
New Castle, IN 		Click to
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Capital 89.65M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 16.48
Liquidity Citizens State Bank of New Castle
New Castle, IN 		Click to
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Hot Money Ratio 4.30%
Liquidity Ratio 26.96%
Profitability Citizens State Bank of New Castle
New Castle, IN 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 7.93M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 66.05%
Return on Assets 0.94%
Return on Equity 9.26%