C
Citizens State Bank of New Castle
Rating Date
October 2025
Risk Based
Capital Ratio
16.95
Leverage
Ratio
10.58
Return On
Assets
0.97%
Total
Assets
850.95M
Capital
87.96M
Total
Deposits
731.68M
Net
Income
6.11M
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Weiss Ratings Citizens State Bank of New Castle
New Castle, IN 		Click to
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Rating C
Asset Quality Index 7.30
Capitalization Index 6.00
Liquidity Index 1.20
Profitability Index 4.70
Stability Index 4.30
Company Info Citizens State Bank of New Castle
New Castle, IN 		Click to
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FDIC Number 13107
Phone Number (765) 529-5450
Website www.mycsbin.com
Asset Quality Citizens State Bank of New Castle
New Castle, IN 		Click to
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1-Year Asset Growth 6.99%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.24%
Balance Sheet Citizens State Bank of New Castle
New Castle, IN 		Click to
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Total Assets 850.95M
Total Deposits 731.68M
Capital and Reserves Citizens State Bank of New Castle
New Castle, IN 		Click to
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Capital 87.96M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 16.95
Liquidity Citizens State Bank of New Castle
New Castle, IN 		Click to
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Hot Money Ratio 4.70%
Liquidity Ratio 26.23%
Profitability Citizens State Bank of New Castle
New Castle, IN 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 6.11M
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 66.55%
Return on Assets 0.97%
Return on Equity 9.63%