Citizens State Bank of New Castle

New Castle, IN

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.70
Capitalization Index	6.30
Liquidity Index	1.30
Profitability Index	4.90
Stability Index	4.30

Company Info	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
FDIC Number	13107
Phone Number	(765) 529-5450
Website	www.mycsbin.com

Asset Quality	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.66%
5-Year Asset Growth	5.74%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.12%
Non-Performing Assets to Assets	0.16%
Non-Performing Loans to Capital	2.25%
Non-Performing Loans to Loans	0.26%

Balance Sheet	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	908.77M
Total Deposits	795.18M

Capital and Reserves	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Capital	92.71M
Leverage Ratio	10.45
Loan Loss Reserves to Loans	1.35%
Risk-Based Capital Ratio	16.62

Liquidity	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.22%
Liquidity Ratio	25.86%

Profitability	Citizens State Bank of New Castle New Castle, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.91%
Net Income	4.75M
Net Interest Spread	3.87%
Operating Profit to Average Assets	1.35%
Overhead Efficiency Ratio	63.14%
Return on Assets	1.05%
Return on Equity	10.40%