Hendricks County Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) and a capital leverage ratio of 9.7. A current level of 3.5 percent of nonperforming loans to core capital combined with 12.6 percent from a year earlier contributes to the Good asset quality (5.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10). Fair liquidity 3.2, driven by a liquidity ratio of 28.5 percent and a “hot money” ratio of 16.4 percent.
Asset Mix:
Securities (29%), comm re (24%), home mtgs (18%), comm loans (6%), cash (5%), home eq lns (3%), consumer loans (1%), other (13%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midstate Financial Corporation
Investment Rating
--
Address
One East Main Street
Brownsburg, IN 46112
Brownsburg, IN 46112
Phone Number
(317) 852-2268
Year Founded
1908
FDIC Number
Largest Affiliates
No affiliate information available.