First Community Bank
| Weiss Ratings |
First Community Bank
Harbor Springs, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
First Community Bank
Harbor Springs, MI |
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| FDIC Number | 13179 | |||
| Phone Number | (231) 526-2114 | |||
| Website | www.firstcb.com | |||
| Asset Quality |
First Community Bank
Harbor Springs, MI |
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| 1-Year Asset Growth | -2.89% | |||
| 5-Year Asset Growth | 5.05% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Community Bank
Harbor Springs, MI |
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| Total Assets | 395.97M | |||
| Total Deposits | 338.87M | |||
| Capital and Reserves |
First Community Bank
Harbor Springs, MI |
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| Capital | 39.46M | |||
| Leverage Ratio | 10.22 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 13.81 | |||
| Liquidity |
First Community Bank
Harbor Springs, MI |
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| Hot Money Ratio | 5.51% | |||
| Liquidity Ratio | 11.71% | |||
| Profitability |
First Community Bank
Harbor Springs, MI |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 1.63M | |||
| Net Interest Spread | 5.03% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 67.72% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 16.98% | |||