First Community Bank
| Weiss Ratings |
First Community Bank
Harbor Springs, MI |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 5.00 | |||
| Company Info |
First Community Bank
Harbor Springs, MI |
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| FDIC Number | 13179 | |||
| Phone Number | (231) 526-2114 | |||
| Website | www.firstcb.com | |||
| Asset Quality |
First Community Bank
Harbor Springs, MI |
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| 1-Year Asset Growth | 2.18% | |||
| 5-Year Asset Growth | 1.25% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Community Bank
Harbor Springs, MI |
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| Total Assets | 413.56M | |||
| Total Deposits | 358.30M | |||
| Capital and Reserves |
First Community Bank
Harbor Springs, MI |
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| Capital | 40.27M | |||
| Leverage Ratio | 9.93 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 13.15 | |||
| Liquidity |
First Community Bank
Harbor Springs, MI |
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| Hot Money Ratio | 5.04% | |||
| Liquidity Ratio | 10.60% | |||
| Profitability |
First Community Bank
Harbor Springs, MI |
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| 5-Year Return on Average Assets | 1.73% | |||
| Net Income | 3.91M | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 1.90% | |||
| Overhead Efficiency Ratio | 64.58% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 19.35% | |||