| Weiss Ratings |
Peoples State Bank
Westhope, ND |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
Peoples State Bank
Westhope, ND |
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| FDIC Number | 13196 | |||
| Phone Number | (701) 245-6407 | |||
| Website | -- | |||
| Asset Quality |
Peoples State Bank
Westhope, ND |
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| 1-Year Asset Growth | -1.70% | |||
| 5-Year Asset Growth | 2.29% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Peoples State Bank
Westhope, ND |
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| Total Assets | 70.67M | |||
| Total Deposits | 61.77M | |||
| Capital and Reserves |
Peoples State Bank
Westhope, ND |
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| Capital | 8.80M | |||
| Leverage Ratio | 13.47 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples State Bank
Westhope, ND |
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| Hot Money Ratio | 18.04% | |||
| Liquidity Ratio | 48.17% | |||
| Profitability |
Peoples State Bank
Westhope, ND |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 393.00K | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 67.28% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 9.38% | |||