B
Peoples State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
Westhope, ND
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 5.40
Stability Index 7.30
Company Info Peoples State Bank
Westhope, ND
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FDIC Number 13196
Phone Number (701) 245-6407
Website --
Asset Quality Peoples State Bank
Westhope, ND
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1-Year Asset Growth -1.05%
5-Year Asset Growth 0.75%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples State Bank
Westhope, ND
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Total Assets 69.93M
Total Deposits 60.74M
Capital and Reserves Peoples State Bank
Westhope, ND
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Capital 9.08M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio --
Liquidity Peoples State Bank
Westhope, ND
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Hot Money Ratio 18.81%
Liquidity Ratio 45.69%
Profitability Peoples State Bank
Westhope, ND
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5-Year Return on Average Assets 1.07%
Net Income 490.00K
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 63.65%
Return on Assets 1.37%
Return on Equity 10.98%