| Weiss Ratings |
Cornerstone Bank
Fargo, ND |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Cornerstone Bank
Fargo, ND |
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| FDIC Number | 13198 | |||
| Phone Number | (701) 364-9630 | |||
| Website | www.cornerstone.bank | |||
| Asset Quality |
Cornerstone Bank
Fargo, ND |
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| 1-Year Asset Growth | 2.42% | |||
| 5-Year Asset Growth | 12.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 7.79% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Cornerstone Bank
Fargo, ND |
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| Total Assets | 1.79B | |||
| Total Deposits | 1.59B | |||
| Capital and Reserves |
Cornerstone Bank
Fargo, ND |
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| Capital | 141.29M | |||
| Leverage Ratio | 9.01 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 12.58 | |||
| Liquidity |
Cornerstone Bank
Fargo, ND |
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| Hot Money Ratio | 18.10% | |||
| Liquidity Ratio | 14.89% | |||
| Profitability |
Cornerstone Bank
Fargo, ND |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 23.82M | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 55.83% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 19.10% | |||