| Weiss Ratings |
Cornerstone Bank
Fargo, ND |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Cornerstone Bank
Fargo, ND |
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| FDIC Number | 13198 | |||
| Phone Number | (701) 364-9630 | |||
| Website | www.cornerstone.bank | |||
| Asset Quality |
Cornerstone Bank
Fargo, ND |
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| 1-Year Asset Growth | 8.23% | |||
| 5-Year Asset Growth | 15.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 5.58% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
Cornerstone Bank
Fargo, ND |
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| Total Assets | 1.75B | |||
| Total Deposits | 1.56B | |||
| Capital and Reserves |
Cornerstone Bank
Fargo, ND |
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| Capital | 133.04M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 12.05 | |||
| Liquidity |
Cornerstone Bank
Fargo, ND |
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| Hot Money Ratio | 18.54% | |||
| Liquidity Ratio | 11.38% | |||
| Profitability |
Cornerstone Bank
Fargo, ND |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 17.75M | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 56.07% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 19.62% | |||