| Weiss Ratings |
Cornerstone Bank
Fargo, ND |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
Cornerstone Bank
Fargo, ND |
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| FDIC Number | 13198 | |||
| Phone Number | (701) 364-9630 | |||
| Website | www.cornerstone.bank | |||
| Asset Quality |
Cornerstone Bank
Fargo, ND |
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| 1-Year Asset Growth | 5.57% | |||
| 5-Year Asset Growth | 12.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 1.67% | |||
| Non-Performing Loans to Capital | 16.93% | |||
| Non-Performing Loans to Loans | 2.28% | |||
| Balance Sheet |
Cornerstone Bank
Fargo, ND |
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| Total Assets | 1.85B | |||
| Total Deposits | 1.65B | |||
| Capital and Reserves |
Cornerstone Bank
Fargo, ND |
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| Capital | 151.24M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 12.44 | |||
| Liquidity |
Cornerstone Bank
Fargo, ND |
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| Hot Money Ratio | 18.04% | |||
| Liquidity Ratio | 12.64% | |||
| Profitability |
Cornerstone Bank
Fargo, ND |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 11.20M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 57.09% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 15.44% | |||