C
The Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Savings Bank
Circleville, OH
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Rating C
Asset Quality Index 6.70
Capitalization Index 7.50
Liquidity Index 2.50
Profitability Index 2.50
Stability Index 5.80
Company Info The Savings Bank
Circleville, OH
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FDIC Number 13216
Phone Number (740) 474-3191
Website www.thesavingsbankohio.bank
Asset Quality The Savings Bank
Circleville, OH
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1-Year Asset Growth -5.51%
5-Year Asset Growth 9.07%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 0.45%
Balance Sheet The Savings Bank
Circleville, OH
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Total Assets 519.68M
Total Deposits 439.33M
Capital and Reserves The Savings Bank
Circleville, OH
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Capital 50.09M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 16.17
Liquidity The Savings Bank
Circleville, OH
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Hot Money Ratio 15.58%
Liquidity Ratio 11.57%
Profitability The Savings Bank
Circleville, OH
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5-Year Return on Average Assets 0.47%
Net Income 1.32M
Net Interest Spread 2.97%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 81.57%
Return on Assets 0.50%
Return on Equity 5.37%