| Weiss Ratings |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 13220 | |||
| Phone Number | (419) 678-2385 | |||
| Website | pbc.bank | |||
| Asset Quality |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.06% | |||
| 5-Year Asset Growth | 5.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 831.00M | |||
| Total Deposits | 729.07M | |||
| Capital and Reserves |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 79.76M | |||
| Leverage Ratio | 11.52 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 21.95 | |||
| Liquidity |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.79% | |||
| Liquidity Ratio | 30.22% | |||
| Profitability |
The Peoples Bank Co.
Coldwater, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 13.40M | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 39.48% | |||
| Return on Assets | 1.57% | |||
| Return on Equity | 19.47% | |||