| Weiss Ratings |
The Peoples Bank Co.
Coldwater, OH |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.20 | |||
| Company Info |
The Peoples Bank Co.
Coldwater, OH |
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| FDIC Number | 13220 | |||
| Phone Number | (419) 678-2385 | |||
| Website | pbc.bank | |||
| Asset Quality |
The Peoples Bank Co.
Coldwater, OH |
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| 1-Year Asset Growth | 15.99% | |||
| 5-Year Asset Growth | 11.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.64% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Peoples Bank Co.
Coldwater, OH |
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| Total Assets | 835.53M | |||
| Total Deposits | 747.94M | |||
| Capital and Reserves |
The Peoples Bank Co.
Coldwater, OH |
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| Capital | 64.09M | |||
| Leverage Ratio | 10.77 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 20.90 | |||
| Liquidity |
The Peoples Bank Co.
Coldwater, OH |
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| Hot Money Ratio | 12.89% | |||
| Liquidity Ratio | 29.99% | |||
| Profitability |
The Peoples Bank Co.
Coldwater, OH |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 3.46M | |||
| Net Interest Spread | 2.95% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 39.51% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 22.88% | |||