| Weiss Ratings |
The Peoples Bank Co.
Coldwater, OH |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 5.60 | |||
| Company Info |
The Peoples Bank Co.
Coldwater, OH |
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| FDIC Number | 13220 | |||
| Phone Number | (419) 678-2385 | |||
| Website | pbc.bank | |||
| Asset Quality |
The Peoples Bank Co.
Coldwater, OH |
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| 1-Year Asset Growth | 10.33% | |||
| 5-Year Asset Growth | 11.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 2.03% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
The Peoples Bank Co.
Coldwater, OH |
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| Total Assets | 806.33M | |||
| Total Deposits | 727.32M | |||
| Capital and Reserves |
The Peoples Bank Co.
Coldwater, OH |
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| Capital | 56.99M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | 20.19 | |||
| Liquidity |
The Peoples Bank Co.
Coldwater, OH |
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| Hot Money Ratio | 12.88% | |||
| Liquidity Ratio | 27.34% | |||
| Profitability |
The Peoples Bank Co.
Coldwater, OH |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 9.54M | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 43.98% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 17.56% | |||