| Weiss Ratings |
The Peoples Bank Co.
Coldwater, OH |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
The Peoples Bank Co.
Coldwater, OH |
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| FDIC Number | 13220 | |||
| Phone Number | (419) 678-2385 | |||
| Website | pbc.bank | |||
| Asset Quality |
The Peoples Bank Co.
Coldwater, OH |
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| 1-Year Asset Growth | 0.71% | |||
| 5-Year Asset Growth | 11.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.22% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
The Peoples Bank Co.
Coldwater, OH |
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| Total Assets | 840.46M | |||
| Total Deposits | 744.20M | |||
| Capital and Reserves |
The Peoples Bank Co.
Coldwater, OH |
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| Capital | 74.54M | |||
| Leverage Ratio | 11.16 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 21.54 | |||
| Liquidity |
The Peoples Bank Co.
Coldwater, OH |
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| Hot Money Ratio | 13.68% | |||
| Liquidity Ratio | 30.52% | |||
| Profitability |
The Peoples Bank Co.
Coldwater, OH |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 9.51M | |||
| Net Interest Spread | 3.03% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 39.30% | |||
| Return on Assets | 1.49% | |||
| Return on Equity | 19.19% | |||