| Weiss Ratings |
Farmers & Merchants State Bank
Waterloo, WI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
Farmers & Merchants State Bank
Waterloo, WI |
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| FDIC Number | 13242 | |||
| Phone Number | (920) 478-2181 | |||
| Website | www.fandmstbk.com/ | |||
| Asset Quality |
Farmers & Merchants State Bank
Waterloo, WI |
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| 1-Year Asset Growth | 0.23% | |||
| 5-Year Asset Growth | 4.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.29% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Waterloo, WI |
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| Total Assets | 240.84M | |||
| Total Deposits | 179.70M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Waterloo, WI |
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| Capital | 25.64M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers & Merchants State Bank
Waterloo, WI |
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| Hot Money Ratio | 17.06% | |||
| Liquidity Ratio | 11.91% | |||
| Profitability |
Farmers & Merchants State Bank
Waterloo, WI |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 2.00M | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 70.59% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 7.90% | |||