| Weiss Ratings |
Farmers & Merchants State Bank
Waterloo, WI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 6.60 | |||
| Company Info |
Farmers & Merchants State Bank
Waterloo, WI |
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| FDIC Number | 13242 | |||
| Phone Number | (920) 478-2181 | |||
| Website | www.fandmstbk.com/ | |||
| Asset Quality |
Farmers & Merchants State Bank
Waterloo, WI |
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| 1-Year Asset Growth | -0.48% | |||
| 5-Year Asset Growth | 6.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Waterloo, WI |
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| Total Assets | 239.29M | |||
| Total Deposits | 177.64M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Waterloo, WI |
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| Capital | 26.00M | |||
| Leverage Ratio | 11.17 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers & Merchants State Bank
Waterloo, WI |
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| Hot Money Ratio | 17.47% | |||
| Liquidity Ratio | 12.20% | |||
| Profitability |
Farmers & Merchants State Bank
Waterloo, WI |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 1.20M | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 75.69% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 6.38% | |||