| Weiss Ratings |
Farmers & Merchants State Bank
Waterloo, WI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
Farmers & Merchants State Bank
Waterloo, WI |
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| FDIC Number | 13242 | |||
| Phone Number | (920) 478-2181 | |||
| Website | www.fandmstbk.com/ | |||
| Asset Quality |
Farmers & Merchants State Bank
Waterloo, WI |
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| 1-Year Asset Growth | 3.46% | |||
| 5-Year Asset Growth | 4.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.28% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Waterloo, WI |
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| Total Assets | 245.59M | |||
| Total Deposits | 183.04M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Waterloo, WI |
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| Capital | 26.70M | |||
| Leverage Ratio | 11.13 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers & Merchants State Bank
Waterloo, WI |
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| Hot Money Ratio | 17.87% | |||
| Liquidity Ratio | 10.77% | |||
| Profitability |
Farmers & Merchants State Bank
Waterloo, WI |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 1.12M | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 70.00% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 8.58% | |||