B
The State Savings Bank of Manistique
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.64
Return On
Assets
0.78%
Total
Assets
178.21M
Capital
14.37M
Total
Deposits
154.06M
Net
Income
699.00K
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Weiss Ratings The State Savings Bank of Manistique
Manistique, MI 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.00
Liquidity Index 3.90
Profitability Index 3.40
Stability Index 3.90
Company Info The State Savings Bank of Manistique
Manistique, MI 		Click to
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FDIC Number 13249
Phone Number (906) 341-4600
Website www.statesavingsbank.com
Asset Quality The State Savings Bank of Manistique
Manistique, MI 		Click to
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1-Year Asset Growth 7.50%
5-Year Asset Growth 5.44%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.83%
Non-Performing Loans to Loans 0.80%
Balance Sheet The State Savings Bank of Manistique
Manistique, MI 		Click to
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Total Assets 178.21M
Total Deposits 154.06M
Capital and Reserves The State Savings Bank of Manistique
Manistique, MI 		Click to
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Capital 14.37M
Leverage Ratio 9.64
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The State Savings Bank of Manistique
Manistique, MI 		Click to
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Hot Money Ratio 12.66%
Liquidity Ratio 41.06%
Profitability The State Savings Bank of Manistique
Manistique, MI 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 699.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 72.47%
Return on Assets 0.78%
Return on Equity 9.97%