B
The State Savings Bank of Manistique
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.23
Return On
Assets
0.77%
Total
Assets
165.78M
Capital
12.89M
Total
Deposits
138.37M
Net
Income
641.00K
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Weiss Ratings The State Savings Bank of Manistique
Manistique, MI 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 8.90
Liquidity Index 4.20
Profitability Index 3.50
Stability Index 4.10
Company Info The State Savings Bank of Manistique
Manistique, MI 		Click to
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FDIC Number 13249
Phone Number (906) 341-4600
Website www.statesavingsbank.com
Asset Quality The State Savings Bank of Manistique
Manistique, MI 		Click to
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1-Year Asset Growth -0.41%
5-Year Asset Growth 6.75%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.18%
Balance Sheet The State Savings Bank of Manistique
Manistique, MI 		Click to
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Total Assets 165.78M
Total Deposits 138.37M
Capital and Reserves The State Savings Bank of Manistique
Manistique, MI 		Click to
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Capital 12.89M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity The State Savings Bank of Manistique
Manistique, MI 		Click to
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Hot Money Ratio 14.72%
Liquidity Ratio 40.00%
Profitability The State Savings Bank of Manistique
Manistique, MI 		Click to
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5-Year Return on Average Assets 0.61%
Net Income 641.00K
Net Interest Spread 2.69%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 71.32%
Return on Assets 0.77%
Return on Equity 10.58%