B
The State Savings Bank of Manistique
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.03
Return On
Assets
0.62%
Total
Assets
181.53M
Capital
13.99M
Total
Deposits
155.37M
Net
Income
1.04M
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Weiss Ratings The State Savings Bank of Manistique
Manistique, MI 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 8.60
Liquidity Index 4.30
Profitability Index 3.40
Stability Index 3.20
Company Info The State Savings Bank of Manistique
Manistique, MI 		Click to
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FDIC Number 13249
Phone Number (906) 341-4600
Website www.statesavingsbank.com
Asset Quality The State Savings Bank of Manistique
Manistique, MI 		Click to
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1-Year Asset Growth 10.75%
5-Year Asset Growth 5.44%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.69%
Non-Performing Loans to Loans 0.19%
Balance Sheet The State Savings Bank of Manistique
Manistique, MI 		Click to
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Total Assets 181.53M
Total Deposits 155.37M
Capital and Reserves The State Savings Bank of Manistique
Manistique, MI 		Click to
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Capital 13.99M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity The State Savings Bank of Manistique
Manistique, MI 		Click to
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Hot Money Ratio 12.53%
Liquidity Ratio 44.72%
Profitability The State Savings Bank of Manistique
Manistique, MI 		Click to
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5-Year Return on Average Assets 0.61%
Net Income 1.04M
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 69.67%
Return on Assets 0.62%
Return on Equity 8.12%