Major Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (7.3). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability.
Asset Mix:
Securities (18%), comm re (17%), comm loans (8%), home mtgs (4%), home eq lns (3%), cash (2%), consumer loans (1%), other (47%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Banc Holding Co.
Investment Rating
--
Address
114 West Main Street
Pierce, NE 68767
Pierce, NE 68767
Phone Number
(402) 329-6221
Year Founded
1882
FDIC Number
Website
Largest Affiliates
Centennial, CO
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Bank