B
Bank of Commerce
ChelseaOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Commerce
Chelsea, OK
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 10.00
Stability Index 5.70
Company Info Bank of Commerce
Chelsea, OK
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FDIC Number 13274
Phone Number (918) 789-2567
Website www.bankboc.com
Asset Quality Bank of Commerce
Chelsea, OK
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1-Year Asset Growth -8.73%
5-Year Asset Growth 5.50%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.78%
Non-Performing Loans to Loans 0.63%
Balance Sheet Bank of Commerce
Chelsea, OK
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Total Assets 179.85M
Total Deposits 151.61M
Capital and Reserves Bank of Commerce
Chelsea, OK
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Capital 24.45M
Leverage Ratio 14.32
Loan Loss Reserves to Loans 1.70%
Risk-Based Capital Ratio 20.78
Liquidity Bank of Commerce
Chelsea, OK
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Hot Money Ratio 7.14%
Liquidity Ratio 19.12%
Profitability Bank of Commerce
Chelsea, OK
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5-Year Return on Average Assets 1.35%
Net Income 3.01M
Net Interest Spread 6.29%
Operating Profit to Average Assets 2.71%
Overhead Efficiency Ratio 60.01%
Return on Assets 2.14%
Return on Equity 17.79%