| Weiss Ratings |
Solvay Bank
Solvay, NY |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.40 | |||
| Company Info |
Solvay Bank
Solvay, NY |
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| FDIC Number | 13297 | |||
| Phone Number | (315) 484-2201 | |||
| Website | www.solvaybank.com | |||
| Asset Quality |
Solvay Bank
Solvay, NY |
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| 1-Year Asset Growth | 1.41% | |||
| 5-Year Asset Growth | 2.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.69% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Solvay Bank
Solvay, NY |
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| Total Assets | 1.20B | |||
| Total Deposits | 1.07B | |||
| Capital and Reserves |
Solvay Bank
Solvay, NY |
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| Capital | 93.94M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Solvay Bank
Solvay, NY |
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| Hot Money Ratio | 24.52% | |||
| Liquidity Ratio | 15.00% | |||
| Profitability |
Solvay Bank
Solvay, NY |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 4.53M | |||
| Net Interest Spread | 2.50% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 72.57% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 9.74% | |||