Major Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Fair asset quality (4.9).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.4 and a capital leverage ratio of 18.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Securities (40%), cash (17%), home mtgs (13%), comm re (6%), comm loans (3%), consumer loans (1%), other (21%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MHBC Investments Limited Partnership I LLLP
Investment Rating
--
Address
123 South Main Street
England, AR 72046
England, AR 72046
Phone Number
(501) 842-2555
Year Founded
1898
FDIC Number
Website
Largest Affiliates
No affiliate information available.