B
The New Washington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The New Washington State Bank
Charlestown, IN
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Rating B
Asset Quality Index 4.90
Capitalization Index 7.70
Liquidity Index 2.20
Profitability Index 4.10
Stability Index 6.00
Company Info The New Washington State Bank
Charlestown, IN
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FDIC Number 13305
Phone Number (812) 293-3321
Website www.newwashbank.com
Asset Quality The New Washington State Bank
Charlestown, IN
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1-Year Asset Growth 12.28%
5-Year Asset Growth 13.96%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 5.57%
Non-Performing Loans to Loans 0.79%
Balance Sheet The New Washington State Bank
Charlestown, IN
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Total Assets 637.29M
Total Deposits 579.98M
Capital and Reserves The New Washington State Bank
Charlestown, IN
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Capital 51.56M
Leverage Ratio 9.48
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity The New Washington State Bank
Charlestown, IN
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Hot Money Ratio 14.91%
Liquidity Ratio 22.30%
Profitability The New Washington State Bank
Charlestown, IN
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5-Year Return on Average Assets 1.41%
Net Income 3.40M
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 72.61%
Return on Assets 0.72%
Return on Equity 9.24%