B
The Croghan Colonial Bank
FremontOH
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Croghan Colonial Bank
Fremont, OH
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.90
Liquidity Index 3.80
Profitability Index 4.50
Stability Index 9.40
Company Info The Croghan Colonial Bank
Fremont, OH
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FDIC Number 13341
Phone Number (419) 332-7301
Website www.croghan.com
Asset Quality The Croghan Colonial Bank
Fremont, OH
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1-Year Asset Growth 8.38%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.35%
Balance Sheet The Croghan Colonial Bank
Fremont, OH
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Total Assets 1.24B
Total Deposits 976.64M
Capital and Reserves The Croghan Colonial Bank
Fremont, OH
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Capital 133.89M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 14.43
Liquidity The Croghan Colonial Bank
Fremont, OH
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Hot Money Ratio 11.06%
Liquidity Ratio 10.73%
Profitability The Croghan Colonial Bank
Fremont, OH
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5-Year Return on Average Assets 1.14%
Net Income 8.90M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 67.84%
Return on Assets 0.99%
Return on Equity 9.23%