B
Northeast Missouri State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northeast Missouri State Bank
Kirksville, MO
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 4.70
Stability Index 6.00
Company Info Northeast Missouri State Bank
Kirksville, MO
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FDIC Number 13381
Phone Number (660) 665-6161
Website www.northeastmissouristatebank.com
Asset Quality Northeast Missouri State Bank
Kirksville, MO
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1-Year Asset Growth 8.46%
5-Year Asset Growth 6.08%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.48%
Non-Performing Loans to Loans 0.00%
Balance Sheet Northeast Missouri State Bank
Kirksville, MO
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Total Assets 150.40M
Total Deposits 136.29M
Capital and Reserves Northeast Missouri State Bank
Kirksville, MO
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Capital 13.46M
Leverage Ratio 11.58
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 22.07
Liquidity Northeast Missouri State Bank
Kirksville, MO
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Hot Money Ratio 27.22%
Liquidity Ratio 45.28%
Profitability Northeast Missouri State Bank
Kirksville, MO
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5-Year Return on Average Assets 1.23%
Net Income 923.00K
Net Interest Spread 2.70%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 55.11%
Return on Assets 1.25%
Return on Equity 14.54%