C
Farmers & Merchants State Bank of Springfield
Rating Date
August 2026
Risk Based
Capital Ratio
16.49
Leverage
Ratio
8.70
Return On
Assets
1.34%
Total
Assets
139.77M
Capital
11.99M
Total
Deposits
120.66M
Net
Income
942.00K
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Weiss Ratings Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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Rating C
Asset Quality Index 4.50
Capitalization Index 6.70
Liquidity Index 3.20
Profitability Index 5.20
Stability Index 5.70
Company Info Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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FDIC Number 13382
Phone Number (507) 723-4800
Website www.fmb-ebank.com/Pages/Default.html
Asset Quality Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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1-Year Asset Growth 5.21%
5-Year Asset Growth 0.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.50%
Non-Performing Loans to Capital 15.21%
Non-Performing Loans to Loans 4.48%
Balance Sheet Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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Total Assets 139.77M
Total Deposits 120.66M
Capital and Reserves Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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Capital 11.99M
Leverage Ratio 8.70
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio 16.49
Liquidity Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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Hot Money Ratio 6.19%
Liquidity Ratio 18.79%
Profitability Farmers & Merchants State Bank of Springfield
Springfield, MN 		Click to
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5-Year Return on Average Assets 1.13%
Net Income 942.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 61.64%
Return on Assets 1.34%
Return on Equity 15.58%