| Weiss Ratings |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 13397 | |||
| Phone Number | (315) 797-2700 | |||
| Website | www.bankofutica.com | |||
| Asset Quality |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.18% | |||
| 5-Year Asset Growth | 0.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.25% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.41B | |||
| Total Deposits | 1.01B | |||
| Capital and Reserves |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 359.13M | |||
| Leverage Ratio | 25.55 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 29.35% | |||
| Liquidity Ratio | 83.27% | |||
| Profitability |
Bank of Utica
Utica, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 32.55M | |||
| Net Interest Spread | 1.88% | |||
| Operating Profit to Average Assets | 2.88% | |||
| Overhead Efficiency Ratio | 36.73% | |||
| Return on Assets | 2.32% | |||
| Return on Equity | 9.49% | |||