D
Oklahoma State Bank
BuffaloOK
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oklahoma State Bank
Buffalo, OK
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Rating D
Asset Quality Index 6.20
Capitalization Index 8.70
Liquidity Index 0.10
Profitability Index 9.80
Stability Index 3.70
Company Info Oklahoma State Bank
Buffalo, OK
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FDIC Number 13416
Phone Number (580) 735-2545
Website www.osbbuffalo.com
Asset Quality Oklahoma State Bank
Buffalo, OK
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1-Year Asset Growth 7.45%
5-Year Asset Growth 1.45%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.08%
Balance Sheet Oklahoma State Bank
Buffalo, OK
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Total Assets 63.82M
Total Deposits 57.21M
Capital and Reserves Oklahoma State Bank
Buffalo, OK
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Capital 6.47M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 13.66
Liquidity Oklahoma State Bank
Buffalo, OK
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Hot Money Ratio 21.01%
Liquidity Ratio 7.87%
Profitability Oklahoma State Bank
Buffalo, OK
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5-Year Return on Average Assets 2.40%
Net Income 1.96M
Net Interest Spread 6.13%
Operating Profit to Average Assets 3.05%
Overhead Efficiency Ratio 51.93%
Return on Assets 3.05%
Return on Equity 28.97%