D
Oklahoma State Bank
Buffalo,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oklahoma State Bank
Buffalo, OK
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Rating D
Asset Quality Index 4.80
Capitalization Index 9.00
Liquidity Index 0.30
Profitability Index 9.80
Stability Index 3.70
Company Info Oklahoma State Bank
Buffalo, OK
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FDIC Number 13416
Phone Number (580) 735-2545
Website www.osbbuffalo.com
Asset Quality Oklahoma State Bank
Buffalo, OK
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1-Year Asset Growth 1.23%
5-Year Asset Growth 1.45%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 9.38%
Non-Performing Loans to Loans 0.09%
Balance Sheet Oklahoma State Bank
Buffalo, OK
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Total Assets 66.69M
Total Deposits 59.53M
Capital and Reserves Oklahoma State Bank
Buffalo, OK
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Capital 7.02M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 0.79%
Risk-Based Capital Ratio 15.28
Liquidity Oklahoma State Bank
Buffalo, OK
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Hot Money Ratio 15.91%
Liquidity Ratio 15.82%
Profitability Oklahoma State Bank
Buffalo, OK
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5-Year Return on Average Assets 2.58%
Net Income 951.00K
Net Interest Spread 5.81%
Operating Profit to Average Assets 2.84%
Overhead Efficiency Ratio 52.99%
Return on Assets 2.84%
Return on Equity 28.22%