B
Wadena State Bank
WadenaMN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wadena State Bank
Wadena, MN
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Rating B
Asset Quality Index 8.10
Capitalization Index 8.10
Liquidity Index 3.20
Profitability Index 6.60
Stability Index 6.30
Company Info Wadena State Bank
Wadena, MN
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FDIC Number 13430
Phone Number (218) 631-1860
Website www.wadenastatebank.com
Asset Quality Wadena State Bank
Wadena, MN
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1-Year Asset Growth 1.69%
5-Year Asset Growth 2.95%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.72%
Non-Performing Loans to Loans 0.00%
Balance Sheet Wadena State Bank
Wadena, MN
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Total Assets 208.48M
Total Deposits 189.98M
Capital and Reserves Wadena State Bank
Wadena, MN
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Capital 17.48M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio --
Liquidity Wadena State Bank
Wadena, MN
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Hot Money Ratio 15.74%
Liquidity Ratio 35.18%
Profitability Wadena State Bank
Wadena, MN
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5-Year Return on Average Assets 1.51%
Net Income 2.40M
Net Interest Spread 4.18%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 59.98%
Return on Assets 1.59%
Return on Equity 19.95%