B
Wadena State Bank
WadenaMN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.10
Capitalization Index 8.80
Liquidity Index 3.20
Profitability Index 7.80
Stability Index 6.30
Company Info Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 13430
Phone Number (218) 631-1860
Website www.wadenastatebank.com
Asset Quality Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.17%
5-Year Asset Growth -0.58%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.08%
Balance Sheet Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 206.00M
Total Deposits 186.43M
Capital and Reserves Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.90M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.99%
Liquidity Ratio 35.12%
Profitability Wadena State Bank
Wadena, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.51%
Net Income 3.54M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 57.51%
Return on Assets 1.75%
Return on Equity 21.34%