C
Royal Bank
ElroyWI
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.90
Capitalization Index 7.30
Liquidity Index 0.80
Profitability Index 6.20
Stability Index 4.30
Company Info Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 13454
Phone Number (608) 462-8401
Website www.royalbank-usa.com
Asset Quality Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.46%
5-Year Asset Growth 12.76%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.20%
Balance Sheet Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 771.58M
Total Deposits 683.78M
Capital and Reserves Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 80.77M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 17.04
Liquidity Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.24%
Liquidity Ratio 29.78%
Profitability Royal Bank
Elroy, WI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.27%
Net Income 5.17M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 59.81%
Return on Assets 1.36%
Return on Equity 13.07%