D
The State Exchange Bank
LamontOK
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The State Exchange Bank
Lamont, OK
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Rating D
Asset Quality Index 0.00
Capitalization Index 8.00
Liquidity Index 0.20
Profitability Index 0.50
Stability Index 6.50
Company Info The State Exchange Bank
Lamont, OK
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FDIC Number 13551
Phone Number (580) 388-4345
Website www.stateexchangebank.com
Asset Quality The State Exchange Bank
Lamont, OK
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1-Year Asset Growth -9.19%
5-Year Asset Growth 15.19%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans -0.16%
Non-Performing Assets to Assets 10.12%
Non-Performing Loans to Capital 93.85%
Non-Performing Loans to Loans 12.46%
Balance Sheet The State Exchange Bank
Lamont, OK
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Total Assets 110.18M
Total Deposits 93.02M
Capital and Reserves The State Exchange Bank
Lamont, OK
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Capital 10.90M
Leverage Ratio 9.68
Loan Loss Reserves to Loans 2.88%
Risk-Based Capital Ratio --
Liquidity The State Exchange Bank
Lamont, OK
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Hot Money Ratio 26.93%
Liquidity Ratio 17.82%
Profitability The State Exchange Bank
Lamont, OK
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5-Year Return on Average Assets 1.65%
Net Income 19.00K
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 87.58%
Return on Assets 0.07%
Return on Equity 0.69%