| Weiss Ratings |
The State Exchange Bank
Lamont, OK |
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| Rating | ||||
| Asset Quality Index | 2.10 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 4.80 | |||
| Company Info |
The State Exchange Bank
Lamont, OK |
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| FDIC Number | 13551 | |||
| Phone Number | (580) 388-4345 | |||
| Website | www.stateexchangebank.com | |||
| Asset Quality |
The State Exchange Bank
Lamont, OK |
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| 1-Year Asset Growth | -5.97% | |||
| 5-Year Asset Growth | 6.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.87% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 1.78% | |||
| Non-Performing Loans to Capital | 25.27% | |||
| Non-Performing Loans to Loans | 4.75% | |||
| Balance Sheet |
The State Exchange Bank
Lamont, OK |
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| Total Assets | 89.60M | |||
| Total Deposits | 78.59M | |||
| Capital and Reserves |
The State Exchange Bank
Lamont, OK |
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| Capital | 9.75M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 2.84% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The State Exchange Bank
Lamont, OK |
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| Hot Money Ratio | 26.81% | |||
| Liquidity Ratio | 31.03% | |||
| Profitability |
The State Exchange Bank
Lamont, OK |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 406.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 67.51% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 8.29% | |||