Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (1.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 20.9 percent of nonperforming loans to core capital combined with 20.8 percent from a year earlier contributes to the Weak asset quality (2.6). Fair liquidity 4.2, driven by a liquidity ratio of 48.9 percent and a “hot money” ratio of 17.9 percent.
Asset Mix:
Cash (45%), home mtgs (25%), comm loans (5%), consumer loans (5%), comm re (2%), securities (1%), other (17%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1205 Mullholland Street
Nauvoo, IL 62354
Nauvoo, IL 62354
Phone Number
(217) 453-2515
Year Founded
1893
FDIC Number
Largest Affiliates
There are no affiliate to display.