Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.0 has resulted in Weak (1.7) profitability. A current level of 24.6 percent of nonperforming loans to core capital combined with 35.2 percent from a year earlier contributes to the Weak asset quality (2.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10). Fair liquidity 4.2, driven by a liquidity ratio of 48.1 percent and a “hot money” ratio of 16.9 percent.
Asset Mix:
Cash (44%), home mtgs (24%), comm loans (6%), consumer loans (5%), comm re (2%), securities (2%), other (17%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1205 Mullholland Street
Nauvoo, IL 62354
Nauvoo, IL 62354
Phone Number
(217) 453-2515
Year Founded
1893
FDIC Number
Largest Affiliates
No affiliate information available.