Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (1.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 57.0 percent from a year earlier contributes to the Excellent asset quality (9.3). Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 15.1 and a capital leverage ratio of 9.1.
Asset Mix:
Securities (43%), home mtgs (19%), cash (12%), comm re (2%), comm loans (2%), consumer loans (2%), other (20%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tampa State Bankshares, Inc.
Investment Rating
--
Address
326 Main Street
Tampa, KS 67483
Tampa, KS 67483
Phone Number
(785) 965-7210
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.