| Weiss Ratings |
POINTWEST Bank
West, TX |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.30 | |||
| Company Info |
POINTWEST Bank
West, TX |
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| FDIC Number | 13600 | |||
| Phone Number | (254) 826-5333 | |||
| Website | www.pointwestbank.com | |||
| Asset Quality |
POINTWEST Bank
West, TX |
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| 1-Year Asset Growth | 4.54% | |||
| 5-Year Asset Growth | 2.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.08% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
POINTWEST Bank
West, TX |
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| Total Assets | 137.29M | |||
| Total Deposits | 121.85M | |||
| Capital and Reserves |
POINTWEST Bank
West, TX |
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| Capital | 13.66M | |||
| Leverage Ratio | 12.54 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 32.84 | |||
| Liquidity |
POINTWEST Bank
West, TX |
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| Hot Money Ratio | 5.52% | |||
| Liquidity Ratio | 36.06% | |||
| Profitability |
POINTWEST Bank
West, TX |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 64.75% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 17.50% | |||