| Weiss Ratings |
POINTWEST Bank
West, TX |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 4.70 | |||
| Company Info |
POINTWEST Bank
West, TX |
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| FDIC Number | 13600 | |||
| Phone Number | (254) 826-5333 | |||
| Website | www.pointwestbank.com | |||
| Asset Quality |
POINTWEST Bank
West, TX |
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| 1-Year Asset Growth | -1.63% | |||
| 5-Year Asset Growth | 5.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
POINTWEST Bank
West, TX |
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| Total Assets | 130.24M | |||
| Total Deposits | 117.36M | |||
| Capital and Reserves |
POINTWEST Bank
West, TX |
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| Capital | 10.74M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | 29.63 | |||
| Liquidity |
POINTWEST Bank
West, TX |
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| Hot Money Ratio | 5.61% | |||
| Liquidity Ratio | 37.80% | |||
| Profitability |
POINTWEST Bank
West, TX |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 545.00K | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 65.59% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 22.02% | |||