| Weiss Ratings |
POINTWEST Bank
West, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 4.80 | |||
| Company Info |
POINTWEST Bank
West, TX |
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| FDIC Number | 13600 | |||
| Phone Number | (254) 826-5333 | |||
| Website | www.pointwestbank.com | |||
| Asset Quality |
POINTWEST Bank
West, TX |
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| 1-Year Asset Growth | 2.54% | |||
| 5-Year Asset Growth | 2.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
POINTWEST Bank
West, TX |
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| Total Assets | 136.90M | |||
| Total Deposits | 121.90M | |||
| Capital and Reserves |
POINTWEST Bank
West, TX |
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| Capital | 13.46M | |||
| Leverage Ratio | 11.90 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 29.95 | |||
| Liquidity |
POINTWEST Bank
West, TX |
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| Hot Money Ratio | 5.08% | |||
| Liquidity Ratio | 41.90% | |||
| Profitability |
POINTWEST Bank
West, TX |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 2.56M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 60.85% | |||
| Return on Assets | 1.93% | |||
| Return on Equity | 22.22% | |||