B
Dayspring Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.40
Return On
Assets
0.74%
Total
Assets
1.15B
Capital
116.25M
Total
Deposits
913.14M
Net
Income
6.48M
My Lists My Alerts
Weiss Ratings Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 5.30
Capitalization Index 9.10
Liquidity Index 3.10
Profitability Index 3.10
Stability Index 8.30
Company Info Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 13622
Phone Number (308) 537-3684
Website www.dayspring.bank
Asset Quality Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.31%
5-Year Asset Growth 19.32%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 1.17%
Non-Performing Loans to Capital 7.80%
Non-Performing Loans to Loans 1.61%
Balance Sheet Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.15B
Total Deposits 913.14M
Capital and Reserves Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 116.25M
Leverage Ratio 10.40
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 17.12%
Liquidity Ratio 18.24%
Profitability Dayspring Bank
Gothenburg, NE 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.30%
Net Income 6.48M
Net Interest Spread 2.45%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 58.75%
Return on Assets 0.74%
Return on Equity 7.81%