B
Dayspring Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dayspring Bank
Gothenburg, NE
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Rating B
Asset Quality Index 5.00
Capitalization Index 9.00
Liquidity Index 3.50
Profitability Index 3.00
Stability Index 8.00
Company Info Dayspring Bank
Gothenburg, NE
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FDIC Number 13622
Phone Number (308) 537-3684
Website www.dayspring.bank
Asset Quality Dayspring Bank
Gothenburg, NE
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1-Year Asset Growth 7.89%
5-Year Asset Growth 19.32%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 9.94%
Non-Performing Loans to Loans 1.57%
Balance Sheet Dayspring Bank
Gothenburg, NE
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Total Assets 1.14B
Total Deposits 913.39M
Capital and Reserves Dayspring Bank
Gothenburg, NE
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Capital 109.43M
Leverage Ratio 10.35
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio --
Liquidity Dayspring Bank
Gothenburg, NE
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Hot Money Ratio 15.95%
Liquidity Ratio 23.06%
Profitability Dayspring Bank
Gothenburg, NE
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5-Year Return on Average Assets 1.30%
Net Income 1.84M
Net Interest Spread 2.33%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 61.68%
Return on Assets 0.65%
Return on Equity 6.86%