B
First State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Russellville, AR
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.90
Liquidity Index 2.50
Profitability Index 5.80
Stability Index 5.70
Company Info First State Bank
Russellville, AR
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FDIC Number 13632
Phone Number (479) 498-2400
Website www.fsbmybank.com
Asset Quality First State Bank
Russellville, AR
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1-Year Asset Growth 14.07%
5-Year Asset Growth 20.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.06%
Balance Sheet First State Bank
Russellville, AR
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Total Assets 596.97M
Total Deposits 526.02M
Capital and Reserves First State Bank
Russellville, AR
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Capital 59.67M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 16.47
Liquidity First State Bank
Russellville, AR
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Hot Money Ratio 29.58%
Liquidity Ratio 27.50%
Profitability First State Bank
Russellville, AR
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5-Year Return on Average Assets 1.06%
Net Income 1.87M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 51.57%
Return on Assets 1.26%
Return on Equity 12.85%