C
First State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
16.37
Leverage
Ratio
11.18
Return On
Assets
1.29%
Total
Assets
613.66M
Capital
66.64M
Total
Deposits
539.80M
Net
Income
7.84M
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Weiss Ratings First State Bank
Russellville, AR 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 6.30
Stability Index 5.00
Company Info First State Bank
Russellville, AR 		Click to
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FDIC Number 13632
Phone Number (479) 498-2400
Website www.fsbmybank.com/home/home
Asset Quality First State Bank
Russellville, AR 		Click to
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1-Year Asset Growth 3.05%
5-Year Asset Growth 12.03%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.11%
Non-Performing Loans to Loans 0.04%
Balance Sheet First State Bank
Russellville, AR 		Click to
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Total Assets 613.66M
Total Deposits 539.80M
Capital and Reserves First State Bank
Russellville, AR 		Click to
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Capital 66.64M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 16.37
Liquidity First State Bank
Russellville, AR 		Click to
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Hot Money Ratio 31.47%
Liquidity Ratio 22.63%
Profitability First State Bank
Russellville, AR 		Click to
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5-Year Return on Average Assets 1.06%
Net Income 7.84M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 54.36%
Return on Assets 1.29%
Return on Equity 12.70%