C
United Community Bank
MilfordIA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Milford, IA
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Rating C
Asset Quality Index 3.90
Capitalization Index 6.10
Liquidity Index 2.80
Profitability Index 3.50
Stability Index 4.90
Company Info United Community Bank
Milford, IA
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FDIC Number 13656
Phone Number (712) 338-2781
Website www.unitedcommunitybank.com
Asset Quality United Community Bank
Milford, IA
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1-Year Asset Growth 7.52%
5-Year Asset Growth 3.88%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 11.42%
Non-Performing Loans to Loans 1.53%
Balance Sheet United Community Bank
Milford, IA
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Total Assets 289.31M
Total Deposits 241.40M
Capital and Reserves United Community Bank
Milford, IA
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Capital 25.70M
Leverage Ratio 8.07
Loan Loss Reserves to Loans 1.61%
Risk-Based Capital Ratio 12.97
Liquidity United Community Bank
Milford, IA
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Hot Money Ratio 15.61%
Liquidity Ratio 15.00%
Profitability United Community Bank
Milford, IA
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5-Year Return on Average Assets 0.83%
Net Income 2.24M
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 67.58%
Return on Assets 0.79%
Return on Equity 9.18%