C
United Community Bank
Milford,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Milford, IA
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.40
Liquidity Index 2.60
Profitability Index 4.10
Stability Index 5.20
Company Info United Community Bank
Milford, IA
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FDIC Number 13656
Phone Number (712) 338-2781
Website www.unitedcommunitybank.com
Asset Quality United Community Bank
Milford, IA
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1-Year Asset Growth 1.07%
5-Year Asset Growth 3.88%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 11.61%
Non-Performing Loans to Loans 1.51%
Balance Sheet United Community Bank
Milford, IA
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Total Assets 290.04M
Total Deposits 232.74M
Capital and Reserves United Community Bank
Milford, IA
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Capital 26.58M
Leverage Ratio 8.45
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 12.66
Liquidity United Community Bank
Milford, IA
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Hot Money Ratio 14.78%
Liquidity Ratio 8.86%
Profitability United Community Bank
Milford, IA
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5-Year Return on Average Assets 0.72%
Net Income 1.62M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 60.87%
Return on Assets 1.12%
Return on Equity 12.41%