C
United Community Bank
MilfordIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Milford, IA
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Rating C
Asset Quality Index 3.80
Capitalization Index 6.00
Liquidity Index 2.70
Profitability Index 3.20
Stability Index 4.90
Company Info United Community Bank
Milford, IA
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FDIC Number 13656
Phone Number (712) 338-2781
Website unitedcommunitybank.com
Asset Quality United Community Bank
Milford, IA
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1-Year Asset Growth 5.59%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.06%
Non-Performing Loans to Capital 12.16%
Non-Performing Loans to Loans 1.43%
Balance Sheet United Community Bank
Milford, IA
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Total Assets 286.98M
Total Deposits 216.09M
Capital and Reserves United Community Bank
Milford, IA
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Capital 24.39M
Leverage Ratio 8.01
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 11.77
Liquidity United Community Bank
Milford, IA
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Hot Money Ratio 17.16%
Liquidity Ratio 13.50%
Profitability United Community Bank
Milford, IA
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5-Year Return on Average Assets 0.83%
Net Income 973.00K
Net Interest Spread 2.70%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 70.13%
Return on Assets 0.69%
Return on Equity 8.19%