C
United Community Bank
MilfordIA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Milford, IA
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Rating C
Asset Quality Index 3.70
Capitalization Index 6.10
Liquidity Index 2.40
Profitability Index 2.90
Stability Index 4.90
Company Info United Community Bank
Milford, IA
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FDIC Number 13656
Phone Number (712) 338-2781
Website unitedcommunitybank.com
Asset Quality United Community Bank
Milford, IA
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1-Year Asset Growth 1.93%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 12.67%
Non-Performing Loans to Loans 1.54%
Balance Sheet United Community Bank
Milford, IA
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Total Assets 276.48M
Total Deposits 225.80M
Capital and Reserves United Community Bank
Milford, IA
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Capital 23.76M
Leverage Ratio 8.12
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 12.11
Liquidity United Community Bank
Milford, IA
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Hot Money Ratio 16.30%
Liquidity Ratio 7.36%
Profitability United Community Bank
Milford, IA
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5-Year Return on Average Assets 0.83%
Net Income 472.00K
Net Interest Spread 2.69%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 70.89%
Return on Assets 0.68%
Return on Equity 8.06%