Farmers and Merchants State Bank, Bloomfield, Nebraska

Bloomfield, NE

Rating Date

March 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.20
Capitalization Index	7.90
Liquidity Index	2.40
Profitability Index	8.40
Stability Index	5.70

Company Info	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
FDIC Number	13662
Phone Number	(402) 373-4321
Website	www.fandmstatebank.com

Asset Quality	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	13.73%
5-Year Asset Growth	8.14%
5-Year Charge-Offs to Average Loans	0.03%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.03%
Non-Performing Loans to Capital	0.31%
Non-Performing Loans to Loans	0.05%

Balance Sheet	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
Total Assets	219.12M
Total Deposits	187.50M

Capital and Reserves	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
Capital	20.41M
Leverage Ratio	9.60
Loan Loss Reserves to Loans	1.12%
Risk-Based Capital Ratio	15.79

Liquidity	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	28.28%
Liquidity Ratio	10.67%

Profitability	Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield, NE	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.33%
Net Income	3.52M
Net Interest Spread	3.99%
Operating Profit to Average Assets	2.15%
Overhead Efficiency Ratio	46.61%
Return on Assets	1.70%
Return on Equity	17.77%