BOM Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 4.7 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.3. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.7 has resulted in Excellent (8.5) profitability.
Asset Mix:
Comm re (31%), home mtgs (19%), securities (14%), comm loans (9%), cash (3%), consumer loans (1%), home eq lns (1%), other (22%)
States with Branches:
LA, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Grant Bancshares, Inc.
Investment Rating
--
Address
814 Washington Street
Natchitoches, LA 71457
Natchitoches, LA 71457
Phone Number
(318) 352-3060
Year Founded
1903
FDIC Number
Website
Largest Affiliates
No affiliate information available.