B
Farmers & Merchants Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
18.48
Leverage
Ratio
10.73
Return On
Assets
0.92%
Total
Assets
208.23M
Capital
17.62M
Total
Deposits
187.02M
Net
Income
963.00K
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Weiss Ratings Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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Rating B
Asset Quality Index 5.60
Capitalization Index 9.60
Liquidity Index 3.30
Profitability Index 4.40
Stability Index 3.00
Company Info Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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FDIC Number 13737
Phone Number (319) 754-2265
Website www.fmbanktrust.bank
Asset Quality Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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1-Year Asset Growth -2.20%
5-Year Asset Growth -1.41%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 8.83%
Non-Performing Loans to Loans 1.66%
Balance Sheet Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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Total Assets 208.23M
Total Deposits 187.02M
Capital and Reserves Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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Capital 17.62M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 18.48
Liquidity Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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Hot Money Ratio 1.66%
Liquidity Ratio 17.22%
Profitability Farmers & Merchants Bank & Trust
Burlington, IA 		Click to
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5-Year Return on Average Assets 0.34%
Net Income 963.00K
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 75.30%
Return on Assets 0.92%
Return on Equity 11.25%