C
Citizens Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
14.78
Leverage
Ratio
11.71
Return On
Assets
0.71%
Total
Assets
449.33M
Capital
50.97M
Total
Deposits
383.07M
Net
Income
1.59M
My Lists My Alerts
Weiss Ratings Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.00
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 4.10
Stability Index 6.30
Company Info Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 1376
Phone Number (225) 687-1916
Website www.citizensbankandtrust.com
Asset Quality Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.02%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.33%
Non-Performing Loans to Capital 12.02%
Non-Performing Loans to Loans 1.52%
Balance Sheet Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 449.33M
Total Deposits 383.07M
Capital and Reserves Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 50.97M
Leverage Ratio 11.71
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio 14.78
Liquidity Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 10.97%
Liquidity Ratio 13.88%
Profitability Citizens Bank and Trust Company
Plaquemine, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.84%
Net Income 1.59M
Net Interest Spread 4.04%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 73.31%
Return on Assets 0.71%
Return on Equity 6.32%