C
Citizens Bank and Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
14.94
Leverage
Ratio
11.93
Return On
Assets
1.12%
Total
Assets
480.83M
Capital
55.64M
Total
Deposits
405.42M
Net
Income
2.62M
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Weiss Ratings Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 5.20
Stability Index 3.70
Company Info Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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FDIC Number 1376
Phone Number (225) 687-1916
Website www.citizensbankandtrust.com
Asset Quality Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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1-Year Asset Growth 7.01%
5-Year Asset Growth 5.72%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.98%
Non-Performing Loans to Loans 0.71%
Balance Sheet Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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Total Assets 480.83M
Total Deposits 405.42M
Capital and Reserves Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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Capital 55.64M
Leverage Ratio 11.93
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 14.94
Liquidity Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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Hot Money Ratio 11.32%
Liquidity Ratio 18.17%
Profitability Citizens Bank and Trust Company
Plaquemine, LA 		Click to
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5-Year Return on Average Assets 0.84%
Net Income 2.62M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 64.15%
Return on Assets 1.12%
Return on Equity 9.64%