D
Northern Interstate Bank, National Association
Norway,  MI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.20
Return On
Assets
0.68%
Total
Assets
191.39M
Capital
9.61M
Total
Deposits
175.46M
Net
Income
636.00K
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Weiss Ratings Northern Interstate Bank, National Association
Norway, MI 		Click to
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Rating D
Asset Quality Index 5.60
Capitalization Index 2.20
Liquidity Index 4.00
Profitability Index 3.30
Stability Index 1.70
Company Info Northern Interstate Bank, National Association
Norway, MI 		Click to
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FDIC Number 13784
Phone Number (906) 563-9233
Website banknib.com
Asset Quality Northern Interstate Bank, National Association
Norway, MI 		Click to
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1-Year Asset Growth 3.82%
5-Year Asset Growth 4.21%
5-Year Charge-Offs to Average Loans 0.84%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 3.68%
Non-Performing Loans to Loans 1.45%
Balance Sheet Northern Interstate Bank, National Association
Norway, MI 		Click to
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Total Assets 191.39M
Total Deposits 175.46M
Capital and Reserves Northern Interstate Bank, National Association
Norway, MI 		Click to
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Capital 9.61M
Leverage Ratio 9.20
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Northern Interstate Bank, National Association
Norway, MI 		Click to
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Hot Money Ratio 6.70%
Liquidity Ratio 51.82%
Profitability Northern Interstate Bank, National Association
Norway, MI 		Click to
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5-Year Return on Average Assets 0.46%
Net Income 636.00K
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 72.61%
Return on Assets 0.68%
Return on Equity 13.64%