D
Northern Interstate Bank, National Association
Norway,  MI
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.36
Return On
Assets
0.89%
Total
Assets
193.51M
Capital
11.32M
Total
Deposits
170.84M
Net
Income
851.00K
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Weiss Ratings Northern Interstate Bank, National Association
Norway, MI 		Click to
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Rating D
Asset Quality Index 5.70
Capitalization Index 3.70
Liquidity Index 3.90
Profitability Index 3.80
Stability Index 1.90
Company Info Northern Interstate Bank, National Association
Norway, MI 		Click to
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FDIC Number 13784
Phone Number (906) 563-9233
Website banknib.com
Asset Quality Northern Interstate Bank, National Association
Norway, MI 		Click to
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1-Year Asset Growth 1.11%
5-Year Asset Growth 1.15%
5-Year Charge-Offs to Average Loans 0.78%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 3.27%
Non-Performing Loans to Loans 0.30%
Balance Sheet Northern Interstate Bank, National Association
Norway, MI 		Click to
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Total Assets 193.51M
Total Deposits 170.84M
Capital and Reserves Northern Interstate Bank, National Association
Norway, MI 		Click to
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Capital 11.32M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity Northern Interstate Bank, National Association
Norway, MI 		Click to
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Hot Money Ratio 6.33%
Liquidity Ratio 48.96%
Profitability Northern Interstate Bank, National Association
Norway, MI 		Click to
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5-Year Return on Average Assets 0.42%
Net Income 851.00K
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 67.48%
Return on Assets 0.89%
Return on Equity 15.39%