C
Concordia Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Concordia Bank
Concordia, MO
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 7.20
Stability Index 5.70
Company Info Concordia Bank
Concordia, MO
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FDIC Number 13788
Phone Number (660) 463-7911
Website www.concordia-bank.com
Asset Quality Concordia Bank
Concordia, MO
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1-Year Asset Growth 10.30%
5-Year Asset Growth 13.68%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Concordia Bank
Concordia, MO
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Total Assets 127.81M
Total Deposits 112.87M
Capital and Reserves Concordia Bank
Concordia, MO
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Capital 14.03M
Leverage Ratio 11.17
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity Concordia Bank
Concordia, MO
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Hot Money Ratio 18.66%
Liquidity Ratio 24.02%
Profitability Concordia Bank
Concordia, MO
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5-Year Return on Average Assets 1.07%
Net Income 1.33M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 58.20%
Return on Assets 1.42%
Return on Equity 13.41%