C
Concordia Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Concordia Bank
Concordia, MO
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 7.90
Stability Index 5.70
Company Info Concordia Bank
Concordia, MO
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FDIC Number 13788
Phone Number (660) 463-7911
Website www.concordia-bank.com
Asset Quality Concordia Bank
Concordia, MO
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1-Year Asset Growth 5.21%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.32%
Balance Sheet Concordia Bank
Concordia, MO
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Total Assets 129.99M
Total Deposits 114.12M
Capital and Reserves Concordia Bank
Concordia, MO
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Capital 15.09M
Leverage Ratio 11.92
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity Concordia Bank
Concordia, MO
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Hot Money Ratio 14.84%
Liquidity Ratio 21.07%
Profitability Concordia Bank
Concordia, MO
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5-Year Return on Average Assets 1.19%
Net Income 1.01M
Net Interest Spread 4.59%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 56.13%
Return on Assets 1.55%
Return on Equity 13.81%