B
First National Bank in Fredonia
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First National Bank in Fredonia
Fredonia, KS
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 5.50
Stability Index 7.50
Company Info First National Bank in Fredonia
Fredonia, KS
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FDIC Number 13798
Phone Number (620) 378-2151
Website www.fnbfredonia.com
Asset Quality First National Bank in Fredonia
Fredonia, KS
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1-Year Asset Growth -0.58%
5-Year Asset Growth 0.72%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.69%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.43%
Balance Sheet First National Bank in Fredonia
Fredonia, KS
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Total Assets 99.23M
Total Deposits 87.11M
Capital and Reserves First National Bank in Fredonia
Fredonia, KS
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Capital 11.91M
Leverage Ratio 16.86
Loan Loss Reserves to Loans 2.74%
Risk-Based Capital Ratio --
Liquidity First National Bank in Fredonia
Fredonia, KS
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Hot Money Ratio 26.55%
Liquidity Ratio 58.47%
Profitability First National Bank in Fredonia
Fredonia, KS
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5-Year Return on Average Assets 1.14%
Net Income 1.04M
Net Interest Spread 3.22%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 58.93%
Return on Assets 1.35%
Return on Equity 13.27%